Retirement income planning with a heart-to-heart difference.
Time-tested strategies, Medicare guidance, and personal attention from one experienced professional, so your income plan fits your real life.
The freedom to live fully means knowing your financial future is protected.
Whether you’re planning for retirement, protecting hard-earned assets, or seeking confidence after life changes, Living Well Retirement is here to help you feel seen, heard, and supported with every decision.
We translate your story into a strategy for income, protection, and healthcare.
Then, we keep it current as life changes. You work directly with our founder, Marilyn, from start to finish.
Income Planning
Layer predictable payouts with policy features to cover must-pay bills first, then add flexible options for wants and “what-ifs.”
Annuity Strategies
Compare fixed and indexed annuities, crediting methods, and (when appropriate) income riders—aligned to your timeline and comfort level.
Life Insurance Options
Right-size coverage for family and legacy needs; explore designs that can help with liquidity and efficient transfer.
Medicare Guidance
Clarify Parts A, B, C, D, enrollment timing, and supplemental options—coordinated with your income plan.
Ongoing Policy Reviews
Annual (and life-event) check-ins to adjust as goals, health, or rules shift.
Built on Listening
Relationship-based guidance that started in 1979 and continues today.
For Women, By Experience
Marilyn’s career began by helping single and divorced women take clear, doable steps toward financial independence.
Business Owner Know-How
Current work includes life-insurance designs for high-income business owners—so your personal strategy and business needs can be coordinated thoughtfully.
The Story Behind the Horse
Sundance is part of Marilyn’s story—symbolizing strength and steady care—so the brand reflects who you’re meeting across the table.
Sundance is part of Marilyn’s story—symbolizing strength and steady care—so the brand reflects who you’re meeting across the table.
Do I have the right mix of guaranteed and flexible income?
We’ll make sure your must-have bills are covered by steady sources like Social Security, defined-benefit pensions, and maybe even annuities. Then we’ll add flexible pieces you can tap for extras or surprises. That way you know what’s dependable and what’s optional. (Guarantees depend on the insurance company.)
Which annuity options actually fit my goals?
Different annuities do different jobs. Some lock in a set rate, some protect your money while giving you a chance at more growth, and others can provide lifetime income. We’ll walk through the choices in plain language, side-by-side, so you can see which one fits your timeline and comfort level. (Guarantees depend on the insurance company.)
Will healthcare choices throw off my budget later?
Healthcare can be a big expense if it’s not planned for. We’ll review your needs and match Medicare and supplemental coverage to your budget, then build those costs into your income plan. We’ll also check back each year during enrollment to keep your plan on track.
Start Your Strategy
No pressure—just a useful conversation about aligning income, protection, and healthcare choices.
