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Privacy Policy

Introduction

Living Well Retirement ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us, including:

• Name and contact information (email address, phone number, mailing address)
• Date of birth and age
• Financial information (income, assets, retirement accounts)
• Social Security number (when necessary for service provision)
• Health and medical information (as relevant to retirement planning)
• Employment and retirement status information

Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address and browser type
• Device information
• Pages visited and time spent on our site
• Referring website addresses
• Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect to:

• Provide retirement planning and advisory services
• Respond to your inquiries and communicate with you
• Process transactions and manage your account
• Send you newsletters, updates, and marketing materials (with your consent)
• Improve our services and website functionality
• Comply with legal and regulatory requirements
• Detect and prevent fraud or unauthorized activities

How We Share Your Information

We do not sell your personal information. We may share your information with:

Service Providers

Third-party vendors who perform services on our behalf, such as:

• Financial institutions and investment platforms
• Technology and website hosting providers
• Professional advisors (attorneys, accountants)
• Marketing and communications services

Legal Requirements

We may disclose your information when required by law, including:

• In response to subpoenas, court orders, or legal processes
• To comply with regulatory requirements
• To protect our rights, property, or safety
• To prevent fraud or security threats

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

Data Security

We implement reasonable physical, electronic, and administrative safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications
• Object to processing of your information
• Request data portability

To exercise these rights, please contact us at mk@livingwellretirement.com or (206) 551-5013.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our website. You can control cookie preferences through your browser settings, though disabling cookies may limit certain website functionality.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

Retention of Information

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete information, and the right to opt out of the sale of personal information. We do not sell personal information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website with a new effective date. Your continued use of our services after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us:

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This Privacy Policy is provided for informational purposes. For specific legal advice regarding your privacy obligations, please consult with a qualified attorney.